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Roofing FAQ

Answers to the questions Florida homeowners ask us most.

Permits & Compliance

Do I need a permit for a roof replacement in Florida?
In almost all cases, yes. Florida requires permits for full roof replacements and many significant repairs. Requirements vary by county and municipality. As a licensed Florida roofing contractor (CCC1330718), we handle all permitting on your behalf — you never have to deal with the building department directly.
What is a Notice of Acceptance (NOA) and why does it matter?
An NOA is a Florida-specific product approval that certifies a roofing material or system has been tested to meet Florida's hurricane wind load standards. In Miami-Dade and Broward counties (High Velocity Hurricane Zones), NOA compliance is mandatory. We only specify and install NOA-approved products on every job.
What is a Notice of Commencement (NOC)?
A Notice of Commencement is a legal document recorded in the county public records before construction begins on any job over $2,500. It protects you as the property owner by establishing who is responsible for the work. We prepare the NOC for you — you sign it, we record it, and it's on file before the first crew member sets foot on your property.

Roof Systems & Materials

What type of roof is best for coastal Florida?
It depends on your property, HOA rules, and budget. Concrete or clay tile is the gold standard for longevity (40–50+ years) and hurricane resistance. Metal roofing (standing seam) offers excellent wind resistance and modern aesthetics. Architectural shingles are the most cost-effective option. We'll walk you through the pros and cons for your specific property and help you make the best decision.
How long does a new roof last in Florida?
Properly installed systems with high-quality materials and regular maintenance: Concrete/clay tile — 40 to 50+ years. Metal (standing seam) — 40 to 50 years. Architectural shingles — 20 to 30 years. Flat/modified bitumen — 20 to 25 years. Florida's UV exposure, humidity, and salt air are hard on roofs — material quality and proper installation make a huge difference in whether your system hits the top or bottom of those ranges.
What is an underlayment and why does it matter?
The underlayment is the waterproofing layer installed directly on your roof deck, beneath the finished roofing material. In Florida, a self-adhered (peel-and-stick) underlayment like Polyglass TU Max or TU Plus is the standard for any quality installation — it provides a true secondary water barrier that protects your home even if tiles are lost in a storm. Cheap felt paper underlayment is not adequate for Florida coastal conditions and we don't use it on tile or metal jobs.

Insurance & Storm Damage

Will my homeowners insurance cover a roof replacement?
It depends on your policy and the cause of damage. Storm damage (wind, hail) is generally covered. Age-related wear and tear typically is not. Florida's insurance landscape has changed significantly — many insurers now require roofs to be less than a certain age or they won't renew your policy. We work with insurance companies regularly and can help you document damage, support your claim, and navigate the process.
What should I do if my roof is damaged in a storm?
First, document everything with photos and video. Then call us — we'll do a post-storm inspection and provide a written damage assessment you can submit to your insurance company. Don't wait: many policies have strict timeframes for filing storm damage claims. Also be cautious of storm chasers who show up after hurricanes — unlicensed or out-of-state contractors often disappear after taking a deposit.
My insurance company is requiring a roof inspection to renew my policy. Can you help?
Absolutely. We do pre-renewal roof inspections and provide detailed condition reports that insurers accept. If repairs are needed to meet their requirements, we handle those too. Call us at 844-730-7663 and we'll get you scheduled quickly.

Working With Us

How long does a roof replacement take?
Most residential re-roofs are completed in 1–3 days once materials are on-site. Larger or more complex jobs (tile roofs, multi-story, commercial) may take longer. We'll give you a clear timeline before we start and keep you updated throughout the project.
Do I need to be home during the roof replacement?
You don't need to be present for most of the work. We ask that someone is available for the initial morning walkthrough and the final inspection. We'll keep you informed via phone or text throughout the day.
What areas do you serve?
We serve Florida's coastal communities from the Gulf Coast to the Atlantic — Naples, Fort Myers, Sarasota, Fort Lauderdale, Boca Raton, West Palm Beach, and surrounding areas. We also serve the Caribbean. If you're not sure whether we cover your area, just call us at 844-730-7663.
How much does a new roof cost in Florida?
Roofing costs vary significantly based on roof size, system type, complexity, and current material prices. A shingle reroof on a typical single-family home might range from $12,000–$22,000. A tile or metal roof on a larger coastal home can run $30,000–$80,000+. We provide detailed, transparent estimates — no pressure, no bait-and-switch. Schedule a free inspection and we'll give you an accurate number for your specific property.

Still Have Questions?

Call us directly or schedule a free inspection and we'll answer everything in person.