In South Florida, a full roof replacement typically costs between $15,000 and $45,000 for a residential home, depending on the roof system, square footage, materials, and county requirements. Metal roofs tend to run higher than tile, and homes in Broward County's High Velocity Hurricane Zone (HVHZ) carry additional product approval costs that other counties don't require.
At Coastal Roofing and Waterproofing Inc. (CRWP), we've helped homeowners throughout Palm Beach, Broward, Collier, Lee, Sarasota, and Charlotte counties — and throughout the Caribbean — navigate the real cost of a roof replacement. As a licensed contractor (License: CCC1330718) with over 25 years in the industry, we believe in transparent pricing.
Tile Roof Replacement: $15,000 – $35,000+
Concrete and clay tile is the most common roof system in South Florida. The tile itself, the self-adhered underlayment, permit fees, and installation labor all factor into the final price. Clay tile is a premium product — expect to pay more per square than concrete, but both are durable, proven performers in our climate.
Metal Roof Replacement: $20,000 – $45,000+
Standing seam metal roofing is the premium system in South Florida — it commands a higher price per square than tile, but delivers a 40–70 year lifespan and significantly lower insurance premiums in many cases. HVHZ-rated metal systems in Broward require Miami-Dade NOA-approved products and specific fastener patterns, which add to material cost.
Flat Roof Replacement (TPO/Modified Bitumen): $8,000 – $20,000
Flat roofs — common on commercial buildings, additions, and covered patios — are the most affordable to replace per square foot. TPO membrane systems offer excellent UV resistance and energy efficiency. Properly installed flat roofs in South Florida typically last 15–25 years.
Deck replacement — If your plywood or OSB decking is rotted or water-damaged, it must be replaced before the new system goes down. This is common on older homes and adds $85–$120 per sheet.
Permit fees — Every South Florida county charges permit fees based on contract value. Expect $500–$2,000+ depending on jurisdiction and scope.
HVHZ requirements — Broward County is in the High Velocity Hurricane Zone. All roofing products must carry Miami-Dade Notice of Acceptance (NOA) approval, and installation must follow stricter fastening and underlayment requirements. This adds cost that Palm Beach, Collier, Lee, Sarasota, and Charlotte counties do not require.
Roof-to-wall connections — Older homes (typically pre-2002) may trigger a requirement to retrofit hurricane straps under FBC Section 706.8. The code caps this cost at 15% of the re-roofing contract, and in many cases an exemption applies.
If your roof was damaged by a named storm, hail, or wind event, your homeowner's insurance may cover part or all of the replacement cost. Florida law requires insurers to cover sudden wind and storm damage, but carriers have become aggressive about age and condition exclusions. If your roof is over 15 years old, expect pushback.
A properly documented wind mitigation inspection — performed after your new roof is installed — can reduce your annual insurance premium by $800–$2,500 per year in many cases, helping offset the cost of replacement over time.
In South Florida's roofing market, price undercutting is common — and so are shortcuts. Unlicensed contractors, improperly nailed decks, non-code-compliant underlayment, and skipped permits are all real risks when choosing on price alone. An unpermitted roof can void your insurance, create issues when selling your home, and leave you without recourse when problems arise.
CRWP pulls every permit, uses only FBC-compliant materials, and backs every replacement with a 5-year warranty.
If your roof is 15 years or older, it's time for a professional assessment to understand your options and protect your investment before the next storm season.
Call CRWP at 844-730-7663 or visit crwpinc.com for a free roof inspection.